The average 30-year fixed mortgage rate dropped for the second week in a row, according to Freddie Mac. It’s now sitting at 5.1%, after peaking at 5.3% two weeks ago. The average 15-year fixed rate also decreased this week. Inflation continues to be a problem, so it’s unclear if rates will start ticking up again …
Lister to the show: https://dts.podtrac.com/redirect.mp3/chtbl.com/track/G3791/lpm-od.streamguys1.com/inconversation/20220225122939-ICPodcast_Money02252022.mp3 Your credit score doesn’t determine your worth—but it can greatly affect your access and opportunities. And if money management isn’t something you learned about as a kid, it’s hard to figure out how to catch up. This week on “In Conversation” we discussed personal finance and financial literacy. Do you …
At least it would have been nice if someone had given me a heads up on these things right after graduation… When I graduated from college, I had a moderate amount of student loan debt and zero credit card debt. I felt like a budget ninja for not carrying a balance on my card, but …
9 Personal Finance Hacks I Wish I’d Learned in College Read More »
Paid for by Discover® Personal Loans: When considering your own goals, needs and income, personal finance is, well, personal. That’s why there is no one-size-fits-all approach — and why even the experts can remember times when they wished they had handled their money differently. By opening up about their own financial insights and missteps, Shannah …
Two personal finance experts open up about their financial journey Read More »
(Christy Bieber) When you save money for retirement, chances are good that you’ll be thinking about how to cover the costs of housing, healthcare, food, travel, and other necessities and indulgences. Unfortunately, there’s a huge expense you could be faced with that you might easily forget — especially if you’re young and healthy. The problem …
Are You Prepared for This $94,900 Annual Expense in Retirement? | Personal-finance Read More »
Budgeting is the first step toward financial planning. It includes a series of questions about how you spend your hard-earned money. And being accountable for your inflows and outflows is a healthy exercise for strengthening your ability to save and plan for your future. Having a budget helps us live within our means and avoid …
Budgeting Basics for Wealth, Health and Happiness Read More »
(Maurie Backman) It’s no secret that the stock market has had a pretty miserable run over the past few months. In fact, last week, the S&P 500 index actually dipped into bear market territory for the first time since 2020. If you’re tired of seeing constant losses in your portfolio, you may be inclined to …
3 Reasons to Keep Investing Even Though Stocks Are Down | Personal Finance Read More »
(Christy Bieber) When you save money for retirement, chances are good that you’ll be thinking about how to cover the costs of housing, healthcare, food, travel, and other necessities and indulgences. Unfortunately, there’s a huge expense you could be faced with that you might easily forget — especially if you’re young and healthy. The problem …
Are You Prepared for This $94,900 Annual Expense in Retirement? | Personal-finance Read More »
(Christy Bieber) Social Security retirement benefits have kept millions of seniors out of poverty, and many workers look forward to the day they’ll begin receiving checks every month from the Social Security Administration. But while retirement benefits are very well-known and much-anticipated, they are not the only kind of payments older Americans could be eligible …
(James Brumley) The S&P 500 (SNPINDEX: ^GSPC) is currently down 17% from its early January high. And from peak to trough, the index has actually fallen more than 20%, technically qualifying the pullback as a full-blown bear market. That’s a lot of loss for stocks to absorb in less than five months. Perhaps worse, depending …
3 Reasons Not to Worry About a Stock Market Crash | Personal-finance Read More »
